\

Rejection By Bank Status Report Of HIMACHAL PRADESH GRAMIN BANK



Sr.No
PARTICULARS
No.of.proj
In %
1 Total No of Application Forwarded 947 -
2 Total No of Application Rejected 179 18.9
3 Not Viable 21 11.73
4 PMEGP Target Achieved for current year 0 0
5 Out of service area 9 5.03
6 Applicant not intrested 38 21.23
7 CIBIL Report not satisfactory 19 10.61
8 Defaulter 8 4.47
9 Unable to deposit own contribution 1 .56
10 Existing unit 8 4.47
11 Inadequate knowledge in proposed industry 10 5.59
12 Activity in negative list as per PMEGP Scheme 0 0
13 Already Govt. Employee 1 .56
14 Unable to submit Documents 14 7.82
15 Spouse PMEGP/REGP Loan availed 2 1.12
16 Applicant requested to return application 14 7.82
17 Improper application 5 2.79
18 Revised Application Submitted 11 6.15
19 Applicant willing to avail PMEGP loan from other bank 5 2.79
20 Other Reasons 0 0